As a parent, you want to provide for your children in the best way possible. A proper estate plan may help you in providing for and protecting them beyond your lifetime, and throughout the rest of their own. An estate plan can be comprised of several different...
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What to do when it is too late for a power of attorney
It is paramount for people to make a durable and medical power of attorney when they are still young and all their mental faculties are intact. A power of attorney will give someone else the power to make medical and financial choices for you when you cannot...
What if your parents have too many assets for Texas Medicaid?
Reaching the point when you and your parents know they need long-term care outside the home can be very difficult and emotional. You want the best for your parents in these final years of their lives, and trying to find a place that meets all your criteria is no small...
Should you update the beneficiary designations in your will?
Perhaps you prepared your last will and testament years ago and have not looked at it since. Time has passed, and changes have no doubt occurred in your life that might affect your original beneficiary designations. Could updates be in order? Lack of contingent...
3 tips for guardianship duties
If you have an elderly parent who is no longer able to manage his or her affairs, and he or she did not appoint a power of attorney when there was still time to do so, you may find yourself in a difficult situation. This is a time when guardianship may be an option,...
How to determine if your parents might need a power of attorney
It is never easy to see your parents age. If everything went as you hope, your parents would stay sharp and healthy until their dying day. Unfortunately, it does not always go this way for Texas senior citizens. Numerous age-related cognitive and physical conditions...
What you are expected to do as executor of an estate
If someone has named you the executor of his or her estate, it is a good idea to know what the expectations are before you decide whether to accept or decline the job. Serving as executor of a complex estate can be time-consuming, stressful and...
Why is long-term planning so important?
When you are facing the reality of your retirement and the fact that you may not be able to care for yourself or a family member as you age, it is often difficult to make decisions about long-term planning and long-term care. There are many reasons that you should...
Building your credit score before buying a house
People in Harlingen who are interested in purchasing real estate should take some time to build their credit scores first. There is a lot of excitement about conventional and FHA loans and people not needing perfect credit to qualify for mortgages. But people who...
4 differences between a health care directive and a health care power of attorney
If you or a loved one is in failing health, it is wise to take precautions that ensure their wishes will be respected when it comes to care and treatment. There are several ways to do this, but documenting the necessary directions is essential to establishing a...