People in Harlingen who are interested in purchasing real estate should take some time to build their credit scores first. There is a lot of excitement about conventional and FHA loans and people not needing perfect credit to qualify for mortgages. But people who finance homes with lower credit scores often end up with unattractive interest rates and loan terms that could affect their ability to keep their properties in the future.
Building your credit score before buying a house
4 differences between a health care directive and a health care power of attorney
If you or a loved one is in failing health, it is wise to take precautions that ensure their wishes will be respected when it comes to care and treatment. There are several ways to do this, but documenting the necessary directions is essential to establishing a protocol for any medical attention received. Health care directives and health care power of attorney are two options to consider, and they are commonly confused, but these four differences may help you decide which is best.
